Special Events and Film Production: Cover the Show
From weddings to film sets, protect the day and the production.
Why this matters: A guest is injured at a festival, a rented camera is damaged on set, or a storm forces a cancellation. Venues, locations, and clients often require proof of insurance before you can begin.
Special events (policy terms vary):
- General liability for bodily injury and property damage
- Liquor liability, where alcohol is served
- Optional event cancellation or postponement coverage
- Certificates of insurance for venues and vendors
Film production (often written as a package):
- Equipment, props, sets, and wardrobe
- General liability for location and third-party claims
- Coverage for rented property and locations
- Related coverages such as production auto and workers’ compensation, depending on the policy
Common gaps: Your regular business or homeowners policy may exclude events or productions. Weather, talent, and some equipment losses may not be covered unless added.
Who needs it:
- Event planners, venues, vendors, and nonprofits
- Independent filmmakers, production companies, and content creators
- Anyone hosting a large public or ticketed gathering
FAQ
What is a certificate of insurance? A document showing that you carry coverage, often required by venues and clients.
Can I buy coverage for a single day? Short-term event policies are often available.
Does event insurance cover cancellation? Only if cancellation coverage is added.
Do student or small films need coverage? Locations and equipment rental companies often require it.